Lord I need help and guidance to pay all these debts that are drowning me. I know I have wasted and taken for granted the blessings that you have given me and now I don’t know what to do. All I want is better future for my family. Lord, please hear my prayer, I trust that I can pass this through Your love and compassion. Lord I trust that whatever I am experiencing now is part of your plan for a much better life. I love you Lord